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Bank Accounts and Payments


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Post Thu Jan 03, 2013 10:34 pm

Bank Accounts and Payments

With the nonexistent status of Banks Accounts (faction and personal), I have been wondering how one is supposed to pay for ship orders. Or anything for that matter.

I recently made an order at Bilbringi Shipyards and for a long period of time, it has come to my mind, as well as others, how are these orders supposed to paid when we don't have access to the necessary accounts?

I have been getting mixed answers on how to go about this and would rather not PO the GEC nor the Whills for doing something wrong when I wasn't aware of the correct course of action.

Can someone please help me out with understanding this? And what course of action should be taken in order to pay for orders while faction and personal accounts are down.

(Was recommended by Exchequer Australis to post this up in the PA.)
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Post Fri Jan 04, 2013 1:35 am

Re: Bank Accounts and Payments

Good question mate, this issue is currently being discussed by the council in detail. Honestly, I haven't quite figured it out myself.
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Post Fri Jan 04, 2013 6:26 am

Re: Bank Accounts and Payments

Quickest answer for that, you are assumed to have the money however you got the money that is up to you. Theft, ransacking, being a planetary controller, whichever that is up to your creativity.

The point in all of this was to actually focus more on the RP on the acquisition of wealth and how what you wanted was RPed/ purchased/ went through the right channels, correctly.

While we have an eye or several on the RP, most of our focus will actually be on businesses and how they have RPed the constructions of the ships (read this as not continually copying and posting but actually going through the care of RPing some details during the construction phase)

That was the intention in the very beginning, you are assumed to have the money, it's just that this council will no longer track their accounts but more the RP going on/ happening at each sides.
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Post Fri Jan 04, 2013 8:24 am

Re: Bank Accounts and Payments

[color=#00BFFF:3j25rh98]Also just to be clear, you cannot and should not be spending unlimited amount of credits.

We have a certain threshold that you will have to abide to. Here is what I mean:[/color:3j25rh98]

[quote="[url=http://www.jedivsith.com/viewtopic.php?f=2443&t=32266:3j25rh98]Credits Cap per Characters & Factions[/url:3j25rh98]":3j25rh98]

[color=#00BFFF:3j25rh98][b:3j25rh98][u:3j25rh98]Character's monthly cap:[/u:3j25rh98][/b:3j25rh98][/color:3j25rh98]
[list:3j25rh98][b:3j25rh98]150,000,000 "7[/b:3j25rh98] [size=85:3j25rh98][i:3j25rh98](One hundred fifty million credits)[/i:3j25rh98][/size:3j25rh98][/list:u:3j25rh98]

[color=#00BFFF:3j25rh98][b:3j25rh98][u:3j25rh98]Faction's monthly cap:[/u:3j25rh98][/b:3j25rh98][/color:3j25rh98]
[list:3j25rh98][b:3j25rh98]1,000,000,000 "7[/b:3j25rh98] [size=85:3j25rh98][i:3j25rh98](One billion credits)[/i:3j25rh98][/size:3j25rh98][/list:u:3j25rh98]

Please also note that there are no carrying forward if you haven't used any or all of your cap on an ongoing month.[/quote:3j25rh98]

[color=#00BFFF:3j25rh98]If it isn't something you understand, please let me know and I will put it into easier words. Thank you.

Also please note another thing, your credit acquisition RP should make sense and should it not satisfy the council the moment we overlook the credit acquisition, we are well within our rights to void the credits acquisition and also void any orders you might have placed in any company under the reasoning that the RP did not make sense and therefore we cannot and will not grant you the acquisition of your fleet.[/color:3j25rh98]
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Post Fri Jan 04, 2013 10:27 am

Re: Bank Accounts and Payments

[quote="Atlantis Vyridian":3tw2ah2q][color=#00BFFF:3tw2ah2q]Quickest answer for that, you are assumed to have the money however you got the money that is up to you. Theft, ransacking, being a planetary controller, whichever that is up to your creativity.

The point in all of this was to actually focus more on the RP on the acquisition of wealth and how what you wanted was RPed/ purchased/ went through the right channels, correctly.

While we have an eye or several on the RP, most of our focus will actually be on businesses and how they have RPed the constructions of the ships (read this as not continually copying and posting but actually going through the care of RPing some details during the construction phase)

That was the intention in the very beginning, you are assumed to have the money, it's just that this council will no longer track their accounts but more the RP going on/ happening at each sides.[/color:3tw2ah2q][/quote:3tw2ah2q]

Well quite crap, the order is 18 billion credits (should have looked at that beforehand)...seeing as I need to fully upgrade my fleet and fill its ranks with fresh ships.

What I could do...as a means of making this look legal, the planet Aargau, which is the capital of the Remnant, is a banking world. Nicademus could call for a massive loan from the banks and pay them back through installments. And to make this legal in sense of payment, I could pay Bacca in 18 installments of 1 billion...but to me that might just be too much and take too long. Crap...should have asked this before the order was made IC.
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Post Fri Jan 04, 2013 11:46 am

Re: Bank Accounts and Payments

You shouldn't have asked at all mate... the Faction cap is ridiculous... If an SSD is labelled at 18 Billion and we're expected to wait 18 months to accumulate such money with absolutely no other expenditures... that's irrational. Furthermore I believe the faction cap is erroneous because if we take from RL, The United States of America's GDP is 15.09 Trillion. That is one nation in an entire world as opposed to a faction or unified planetary government that either controls all nations on their planet or control several planets... It is silly to think that the Imperial Remnant, Galactic Republic or Order of the Eye is only bringing in 1 billion credits. We control multiple rich worlds and could easily bring in Trillions through taxes
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Post Fri Jan 04, 2013 11:58 am

Re: Bank Accounts and Payments

... And it is the reasons why we adjusted the pricing accordingly in the past.

for yourselves. So yes, you would be within that faction cap if necessary if businesses registered within the PGC applied those prices we have worked on.

To answer the potential question that may come sooner or later, it's to avoid once again the quickening inflation that we have observed in the past.
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Post Fri Jan 04, 2013 12:07 pm

Re: Bank Accounts and Payments

From those who keep yelling "canon only" in response to businesses these are some extremely Un-Canon responses to these small issues. These ridiculous long construction times are farsical when compared to KDYs almost weekly output...
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Post Fri Jan 04, 2013 12:38 pm

Re: Bank Accounts and Payments

And it is the reason why we started working on business benefits, divide the construction time, etc and also bring back some sort of stability site wide.

Gabe, you know how we work, everything has to be discussed and every situation has to be looked into. Seeing the wrong in everything doesn't help at all.
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Post Fri Jan 04, 2013 12:56 pm

Re: Bank Accounts and Payments

I didn't know prices/construction time were set either.

So Nic, I will adjust accordingly.
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Post Fri Jan 04, 2013 1:50 pm

Re: Bank Accounts and Payments

[quote="Innon'Ruuk":33eltmzi]I didn't know prices/construction time were set either.

So Nic, I will adjust accordingly.[/quote:33eltmzi]

Alright sounds good, Bacca. I will check at a later time today.

I actually do like that the GEC has set the prices for each ship as well as set the construction time limits for them. Personally, it helps out a lot by setting a standard for everyone to follow.

Though I do have a question about your list:
├óÔé¼┬ó Heavy Star Destroyer Class Ships (1801-3200m) 9 Weeks
├óÔÇáÔÇÖ 75,000,000 ├óÔé¼┼ô7 to 150,000,000 ├óÔé¼┼ô7
├óÔé¼┬ó Heavy Star Destroyer Class (1801m to 4,000m) 12 Weeks
├óÔÇáÔÇÖ 150,000,000 ├óÔé¼┼ô7

Aren't these the same thing?
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Post Fri Jan 04, 2013 3:16 pm

Re: Bank Accounts and Payments

[quote="Nicademus Delvardus IV":1003w4rp]Though I do have a question about your list:
├óÔé¼┬ó Heavy Star Destroyer Class Ships (1801-3200m) 9 Weeks
├óÔÇáÔÇÖ 75,000,000 ├óÔé¼┼ô7 to 150,000,000 ├óÔé¼┼ô7
├óÔé¼┬ó Heavy Star Destroyer Class (1801m to 4,000m) 12 Weeks
├óÔÇáÔÇÖ 150,000,000 ├óÔé¼┼ô7

Aren't these the same thing?[/quote:1003w4rp]

[color=#00BFFF:1003w4rp]Yes they are more or less, although from memories, if the one with a netted pricing at 150,000,000 is over the 3200m and under 4K it goes to that category.

Thank you for pointing it out though, I appreciate it.[/color:1003w4rp]
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Post Sun Jan 06, 2013 10:48 pm

Re: Bank Accounts and Payments

To answer the question about bank accounts and payments specifically, there is an IC bank on Kuat that allows personal and faction accounts and offers bank loans for people that need money for such things as ships and equipment. Might be something you want to look into.
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Post Wed Jan 09, 2013 10:48 am

Re: Bank Accounts and Payments

[quote="Adrien Draykon":1ovj4gbx]To answer the question about bank accounts and payments specifically, there is an IC bank on Kuat that allows personal and faction accounts [i:1ovj4gbx]and[/i:1ovj4gbx] offers bank loans for people that need money for such things as ships and equipment. Might be something you want to look into.[/quote:1ovj4gbx]

Aargau has the same thing. They are canonically a banking world once controlled by the Intergalatic Banking Clan.
http://starwars.wikia.com/wiki/Bank_of_Aargau
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Post Wed Jan 09, 2013 12:26 pm

Re: Bank Accounts and Payments

Although I am not a counciler here, yes Aargau has a bank it is not registered here like Kuat is. However I believe it would be possible to write getting a loan from them as it is a substantial ish backstory to getting the money than write it up every so often saying you are paying them back from money earned else where.
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Post Wed Jan 09, 2013 12:31 pm

Re: Bank Accounts and Payments

I'd be willing to supply the start up funds.
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Post Mon Jan 14, 2013 10:44 pm

Re: Bank Accounts and Payments

[quote="Nicademus Delvardus IV":20kduf99][quote="Adrien Draykon":20kduf99]To answer the question about bank accounts and payments specifically, there is an IC bank on Kuat that allows personal and faction accounts [i:20kduf99]and[/i:20kduf99] offers bank loans for people that need money for such things as ships and equipment. Might be something you want to look into.[/quote:20kduf99]

Aargau has the same thing. They are canonically a banking world once controlled by the Intergalatic Banking Clan.
http://starwars.wikia.com/wiki/Bank_of_Aargau[/quote:20kduf99]
Well that was only one possibility that I was pointing out, however as Xeonon pointed out the bank on Aargau is not registered on this site, Kuat is and there is another non-canon bank on it's way. I'm not going to say you can't create the back story and go with the non-registered bank but I personally feel like you would have a stronger claim to the funds if you actually went to an IC bank to set up an account/loan and it also helps boost economic RP by helping establish a working economy which is why I mentioned an IC bank as opposed to a canon bank (again that's just me with my personal opinion and not any official response as a councilor). But you are well within your rights to track your own credits.
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Post Tue Jan 22, 2013 6:22 pm

Re: Bank Accounts and Payments

http://jedivsith.com/viewtopic.php?p=1548952#p1548952
I think I was on this account. can someone confirm this? it is locked to me.
Just trying to collect some funds.

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